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live and we're testing multistream right now. Uh it looks like uh who yep it looks like everything is working correctly. Um and basically uh I am going to start talking about uh some improvement that I I saw yesterday. Um, I had the opportunity to start watching uh, let me just look for it right now so I can read it. So, you can go look for it too as well. Uh Miami Day County has uh they have a a video um they have a video uh YouTube video account.

I just bringing it up right now. Um, Basically, I I I saw an opportunity yesterday. Uh I went to Miami Dade County uh YouTube and the current mayor were was talking in university the state of the county uh and I I created a piece uh because when she start talking um it looks like uh we're we're we're doing great but on my the way that I see things and and I analyze things Uh, okay. Let's see here.

Miami Day County broadcast.

See, my computer is slow today due to the fact that I am doing multiple stream. So, I now need to allocate some RAM and and change some settings on the computer um and disconnect everything that I have um running on the system right now. If you go to Miami Day County, um you will see what I am talking about. Uh right now they're live. So, uh, Mayor Danielle Danielle Lavine Cava delivers her 2026 state of the county. So, I am going to discuss something that I saw there. Okay. Um, I am just being very honest. I am not batching. I am just being you know uh I see an opportunity and I see an own opportunity based on my experience uh and things that I have accomp accomplished through my life. I am a top performer. uh when I've been a insurance agent, insurance manager, uh when I was a banker, licensed banker, I was top performer. So based on my experience and my top performance uh and my goal oriented uh mentality that I have um I see an opportunity and I am going to just read about it uh what I what I what I wrote yesterday. Uh open doors not paperwork. How Miami Day turns number one startup energy into number one business success. Uh by by me, Victor Rosario. We are building um we are building uh let me just go here. Take that out.

Take this one out too. We need to see take this one also out too. Okay. Uh I can take this one out too. Um and that that right there will make our Yeah, we're faster now. Had a lot of apps open. So, we are building wealth in Miami Day County, and I am not here to celebrate paperwork. I'm here to deliver open doors, operating business, real hiring, real payroll, and real long-term survival. After researching the latest uh the latest um um the latest national ranking that put Miami date at the top of the new business applications, one thing came crystal clear. Being number one in filling is not the same as being number one in small business success. And that's exactly where leadership matters.

Uh Miami Day is number one in application. But that's that's only uh

one slice of the truth. Okay. uh 2025 S SMB search index small business uh index report by clarify capital found that Miami date leads the nation in business applications per capita reported as uh 4,862 applications per 100,000 residents. But that same report also makes two critical points that get lost in the headlines. The ranking examined the 100 most populous counties, not all counties nationwide, just like uh like a sampler of just the the the the 100 counties that they have more people uh living on then. Okay. No quantity, no all county nationwide. The indices isn't just an applications. It's just course county's own 10 years application growth, business loan approved 2025 so far, average loans loan size of 2025 and the number of small business operating. That means in Miami they can be number one in application and still underperform in the other categories actually determine whether business survives mature or scale. Uh this is why the top overall counties in the index were Sacramento County, Travis counties, Los Angeles County, not Miami date. Uh from the banker uh exanker, licensed banker uh truth applications don't pay families. Capital does. You know, I'm going to speak from the real world. As a ex former licensed banker in here in the state of Florida, I respect momentum but I am not impressed by the application only leadership. Okay. Um application um only literature because the economy doesn't run on fillings. It runs on approvals, funding, cash flow and survival. So yes, we're going to outperform today's benchmark and we are going to do it the right way. more open doors, more approvals, more capital access, more more survival, more wealth staying inside of Miami Day County.

A quick reality check only six loans approved is not the real picture. Um, if you seen claims floating around that Miami date has only six loan approved that doesn't match widely uh cited SBA 7A lending summaries. For example, a Florida County by county summary of SBA7A lendings for 2023 lease Miami date with $1,71 loans and $353 million in approved loans about $131

uh per resident. Okay. Uh with that say even with big banks totals we still have a leadership problem if everyday residents can reliably access capital to open and grow or if mature businesses are stalling instead of scaling. That's the gap my administration is going to close. Why? I have experience um and I really enjoy helping business owners and and take them through the path so they can scale and they can provide a payrolls and they can access more capital and they have more uh probabilities of surviving um and and the wealth here in the county working for everyone. Okay. So this is something that I know how to do and when I come in as a major I'm I am going to work in direct with everyone economic development. I am going to create a new office so we can generate more applications and loans approved and have more businesses opening and and also work with the businesses. they're already here working so we can help them out so they can continue to grow on a scale and move and and and and move from the state of Florida to cover other states as as well. Okay.

Uh the open door economy plan how my administration startup energy into mature business growth. Here's the core strategy economic engine. Note speeches. Uh number one, the capital access engine. My office will organize the county around one measurable outcome. more approvals for Miami date residents who are building real businesses. That means building a working system that lights them up with SBA lenders, banks, credit union, admission lenders, SDFIs, technical assistance and underwriting readiness, clean documentation workflows and faster decision support, credit building and repair pathway for entrepreneurs, micro loans to growth, loan le uh loan ladders. So small star can scale. Bottom line, we create a countywide pipeline where residents can get funded, not ignored. Number two, the applications. Open doors conversion engine. Miami day already proves uh people uh want to start businesses. Now we for the system to convert that interest into operating reality. My administration will focus on speed and clarity. Fewer buckle bottlenecks, clear requirements, faster inspection, faster reinspections, transpiring timelines that don't trap entrepreneurs in the limbo dance. Uh because every week of delay is hidden tax on a family trying to build something. So we need to um get people um up to

speeding, you know, we need to like get on fast. Uh, welcome to everybody that's joining on Tik Tok. Welcome, welcome, welcome. Hi. Hello. Hi. Hi. Hi. Hi. Um, uh, the mature business engine is a, a county is truly healthy business. Don't just start, they survive and grow. Uh, so we will measure what the county should have been measuring alone all along. You know, time to open uh, openings, operating business, no no fillings, you know. I am I am not interested on on be number one of filling applications. I have played the game of applications for many many years and in an insurance business I can submit 10 applications of insurance and if those 10 applications get declined by underwriting I got a big zero on my commission check. So it doesn't count for me. I don't I am not playing the game of applications. Okay. Uh on banking the same thing. I could do 20 applications of of 20 applications of loans and 20 applications of credit cards if they don't get approved.

Big week zero again. So I am not going to play that game. I am going to play a game differently. Uh the plan that I know how to play is opening operating businesses and get them 12 month 36 month survival, net job creation, local v vendors wins, capital approval and distribution across neighborhoods. That's how you build an economy that compounds and compounds and compounds and compounds and grows and grows and grows. Uh my leadership is the difference. Here's my message to the residents. We can keep accepting a county culture where people get excited about our headlines while everyday entrepreneurs get stuck in the grind. Permitting approvals, capital access, and survival. Facts are facts. Rankings are useful, but they are not the finish line. The same index that highlights Miami date number one application rate also shows that other counties lead overall because they perform across multiple categories, not just one. So um the categories that um that's the website that you can also look for it um uh capital uh clar clarify capital and and clarify capital you can just search it on Google and you're going to see there are multiple um scores not not just applications application is one of the of the of the matrix uh but inside of that matrix we got different um uh scores as well.

Okay. 10 year application growth, business loans approved, average loan sizes and number of small businesses operating. Those are those I am more interested of having uh more success of number of small business operating. Why? If we have small businesses operating, the county is making back. Okay? With

applications, the county is not making back. Okay? uh business loans approved. If a business is approved, the county also is making bank. Why? Because payroll gets activated, taxes get activated and and the county continues to grow. So I so so the thing here is just uh look how can we improve and get the county at a different level uh that we are currently we're not there. Okay. Uh so let me just repeat this again. Uh my message to the residents, we can keep accepting a county culture where people get excited about headlines. What while everyday entrepreneur gets stuck in the grind permit approval, capital access and survival facts that fire rankings are useful, but they are not the finish line. The same index that highlight Miami date's number one application rate also shows that other county lead overall because they perform across multiple criteria, not just one. So, uh that's why my administration is coming to break records. We're not a paper but real life. We're coming to break record breakers. Okay. More open doors, more approvals, more thriving businesses, more wealth for the residents. And my administration is uh administration uh for the residents first administration and and that's a promise of my campaign and having more businesses opening and more opportunity for the residents of Miami Day County. That's what I'm talking about. My closing promise to Miami day.

We're building wealth in Miami Day County under my leadership and my administration. The current benchmarks will get outperformed. That's not no questions about that. Uh residents will have a real pathway to funding and we build economic engines that produce operation operating businesses not just applications. um ex experiences that I have. I have been uh around the whole country number 13 on applications and business running on insurance um and on banking the top performer uh that having all the supervisors and district managers coming into my office to do the mon the morning huddle with the with everyone to see how I worked and and how my numbers are um outperforming everyone in in my region and based on my experience of doing business in my in my my setting of how I do and how I see things um we're going to be able to create inside of the county and retrain the people that works in the county so we can they can go after new goals and and and my goals are going to be very simple. We're going to make the county number one of opening businesses and having the residents of Miami Day County building their dreams and building the businesses and creating uh jobs right here in Miami Day County.

Again, thank you for listening. This is just was a test uh to see how uh my life

will coming of multistreaming coming out on everywhere. Okay, my name is Victor Rosario. Thank you for watching. Love you. Take care. Bye-bye.